Are you a homeowner who needs help with your mortgage? Are you renting and want to own your own home one day? ESOP has housing programs for you.

Sustainable homeownership is the bedrock of a strong community.  Helping families afford to purchase and maintain a home for the long-term is what we do.  Our programs are aimed at giving potential and long-time homeowners the education, tools and opportunity to make good financial decisions thereby enabling them to become or remain stable members of our community, preventing vacant homes and blight that impact all of us.  Since 2005 we've helped more than 35,000 homeowners across Ohio save their homes from foreclosure.

Our team of housing counselors can help you with the following services:


All of our counseling services are offered free of charge in our Cleveland and Warren offices.  Call today to schedule an appointment at 877-731-ESOP -or- request an appointment online and a staff member will contact you for details.